Compound Interest and Savings Calculator
Calculate annual, monthly, and daily compound interest with visual charts.
Compare lump sum and regular deposit investment strategies, and visualize compound interest growth with real-time charts.
Lump sum: Total investment / Regular: Starting amount
Tell us whether the % you input is per year, per month, or per day.
Interest Rate (%)
Enter the percentage value (e.g., 5% → enter 5).
We convert your Per Year rate to an annualized 5% when running the calculation.
Investment Period (Years)
How long to invest (1-50 years)
Enter settings above and click 'Calculate'.
Savings, investment, and loan products all rely on compounding schedules. Seeing the breakdown by period reveals the true cost or return.
This calculator mirrors those schedules with charts and tables so you can validate expectations before committing.
- 1
Select the investment style
Choose lump sum or recurring deposits—the form adapts to each scenario.
- 2
Match the compounding schedule
Set the frequency (annual, monthly, or daily) and provide the corresponding rate in percent.
- 3
Interpret the results
Compare contributions, effective yield, and balances per period to plan your next move.